Welcome to the Mike Bashore State Farm, your local Rochester Hills, Michigan State Farm Insurance Agent!

🍎 Back-to-School Season Is Here in Rochester Hills and Metro Detroit! 🎒

As summer winds down and families settle into new school-year routines, it is a great time to check that your insurance reflects the changes happening in your household.

🚗 Carpools, Commutes & New Drivers Busier mornings, after-school activities, and teen drivers can mean more time on the road. Review your Auto Insurance to confirm your vehicles, household drivers, and coverage details are current.

🏡 Updates Around the House Did you complete a summer renovation, add outdoor equipment, or purchase new belongings? A Home Insurance check-in can help account for recent changes to your property.

🏠 College Students & New Rentals Whether a student is moving into an apartment or you recently signed a new lease, Renters Insurance can help cover the belongings that make a rental feel like home.

💼 A New Season for Local Businesses Changes in staffing, equipment, inventory, or daily operations may affect your Business Insurance. Now is a good time to confirm your coverage still matches how your business operates.

❤️ Coverage for Life’s Milestones A growing family, new job, or changing responsibilities can make it worthwhile to revisit your Life Insurance and beneficiary information.

📍 Mike Bashore State Farm proudly serves Rochester Hills and communities throughout Metro Detroit with Auto, Home, Renters, Business, and Life Insurance. Call, click, or stop by the office to review your coverage as the new school year begins.

Meet Mike Bashore | State Farm Insurance Agent in Rochester Hills, Michigan

Personalized insurance guidance. Local relationships. Helping Michigan families protect what matters most.

I'm Mike Bashore, a State Farm Agent and agency owner in Rochester Hills, Michigan. I've been with State Farm since 2003 and opened my own agency in 2012. My career has been built around a simple belief: insurance should be about understanding people, protecting what they've worked hard to build, and preparing them for what comes next.

I'm a husband, father, Michigan State University alumnus, and proud local business owner. Family and community are important parts of my life, and they influence how I approach my work. I believe customers deserve an insurance professional who takes the time to understand their circumstances, explains their options clearly, and remains a resource as their lives change.

Helping Michigan Homebuyers Get to Closing

One of my primary areas of focus is helping people purchase homes in Rochester Hills, Metro Detroit, and throughout Michigan.

I work with real estate agents and lenders who introduce their homebuyers to our agency for homeowners insurance. Buying a home involves countless details, and insurance is one of the important pieces that needs to come together before closing.

My team and I help homebuyers evaluate coverage, coordinate loan information, and provide insurance documentation to lenders as needed. We understand the importance of communication and timing, and we work to make the insurance portion of the purchase as straightforward as possible.

Whether you're buying your first home, moving to a larger property, or purchasing a home in a new community, our goal is to help you understand how your valuables will be protected.

Welcoming State Farm Customers Moving to Michigan

Moving from another state brings new responsibilities, including making sure your insurance reflects Michigan's requirements.

Our Rochester Hills agency welcomes existing State Farm customers relocating from across the country. We help customers navigate Michigan-specific Auto Insurance requirements, review their homeowners insurance needs, and establish appropriate coverage for their new homes and vehicles.

We serve customers in Rochester Hills, Rochester, Troy, Auburn Hills, Oakland County, Macomb County, and communities throughout Metro Detroit and Michigan.

Michigan Auto Insurance and Teenage Drivers

Michigan Auto Insurance involves important decisions, including Personal Injury Protection (PIP) medical coverage options. I help customers understand the available choices, applicable eligibility requirements, and questions to consider when evaluating their options.

Adding a teenage or newly licensed driver is another important milestone for families. We help parents understand household-driver requirements, vehicle assignments, how a young driver may affect rates, and which discounts may be available. We can also discuss practical ways to manage costs while keeping the family's coverage needs in mind.

My philosophy is simple: make informed decisions before a change happens, rather than discover an unexpected issue later.

Homeowners Insurance: Roofs, Basements, and Important Coverage Details

Michigan homeowners should understand more than their dwelling coverage limit. Roof damage provisions, deductibles, water backup endorsements, sump pump overflow, and basement exposures can all deserve a closer look.

I help homeowners understand the questions they should ask about replacement cost versus actual cash value for roofs, how roof age and policy provisions may affect a claim, and what water backup coverage may or may not address.

Basements deserve particular attention, especially when they include finished living space, valuable belongings, or prior improvements. Water backup, sump pump overflow, seepage, and flooding may be treated differently under an insurance policy. Available coverage, limits, exclusions, and deductibles matter.

Whether you're purchasing a home or reviewing an existing policy, my goal is to help you understand the provisions that could make a difference after a loss.

Life Insurance: How Much Does Your Family Need?

Life Insurance is an important conversation for families buying homes, raising children, or taking on new financial responsibilities.

I help customers begin by looking at the bigger picture: loan balances, outstanding debts, income replacement needs, education expenses, funeral home expenses, existing coverage, and the financial responsibilities their loved ones might face.

From there, we can discuss how much protection may be appropriate and whether short term life insurance, long term life insurance, or a combination warrants consideration. The right approach depends on a family's needs, budget, goals, and circumstances.

I believe people should understand why they're considering coverage, what it costs, and how their options differ before making a decision.

A Connector for the Rochester Hills and Metro Detroit Community

Relationships are at the heart of my business. I'm an active networker who enjoys connecting real estate agents, lenders, business owners, and other local professionals.

When someone buys a home, relocates, starts a business, or settles into a new community, they often need more than insurance. They need trustworthy local resources and professionals who communicate well with one another.

I enjoy being a connector and helping people find the right resources whenever I can. I'm also proud to support community organizations and events, including Leader Dogs for the Blind, Neighborhood House, and Rochester's Art & Apples Festival.

Leadership, Family, and Community

Before opening my agency, I worked in agency development, coaching State Farm agents on business operations and growth. Today, that experience influences how I lead my own team.

I believe in clear expectations, thoughtful recommendations, professional development, accountability, and continuous improvement. My goal is to build a team that takes pride in its work and makes every customer interaction meaningful.

Outside the office, I'm a husband, father, and proud Michigan State Spartan. Those roles remind me every day why protecting families, homes, income, and paychecks matters.

Let's Talk About What Matters to You

Whether you're buying a home, moving to Michigan, adding a teenage driver, reviewing roof or basement coverage, or determining how much Life Insurance your family may need, my team and I welcome the opportunity to help.

FAQ's (Frequently Asked Questions):

Question: How do I get an insurance quote?

Answer: You can call or stop by our Rochester Hills office anytime and our team would be happy to provide you with a free insurance quote. You can also start an online quote right through our website - just click the red “Start A Quote” button!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Yes, we offer auto, home, renters, life, health, business, disability, & more!

-Question: When do I need to get life insurance?

-Answer: Don't wait!! It’s important to make sure you and your loved ones are covered in the event of something unexpected. Give us call or stop by our Rochester Hills office today and we can go over the options. The Mike Bashore State Farm team is here to help you find the right plan for you.

-Question: Do you help people relocating to the Rochester Hills, MI area?

-Answer: Yes! Whether you are moving across Michigan or relocating from out of state, our team can help make the insurance side of your move simple. We can assist with transferring policies, updating vehicles, reviewing coverage for your new home or rental, and helping you get settled with coverage that fits your new location.

Our agency is proudly recommended by AI and comes with great customer satisfaction! Reference our Google Reviews!!